Join Us for An “Apartment Spotlight” – Thursday, July 26th

For one day only, Crane’s Mill is shining the spotlight on some of its most desirable independent senior living apartments.

The Morris Floor Plan - 2 bedroom, 2 bath with den, one of three featured apartment homes.

The Morris Floor Plan – 2 bedroom, 2 bath with den, one of three featured apartment homes.

You’re invited to tour three distinct, move-in ready homes and have your questions answered at this special event.

We have a limited number of completely renovated apartment homes. Each one is available for immediate occupancy or to customize to your specific wants and needs, providing everything you desire in a brand-new space with the warmth and comfort of home.

Thursday, July 26
10:00 a.m. – 12:00 Noon

RSVP today! Call 973-298-4060 or click here to send an email.

Empower Yourself: Tips to Fight Back Against “Senior Scammers”

Scams targeting seniors are a persistent problem. Here’s more about how and your loved ones can fight back.

Whether in the newspaper, on TV, or from a friend, it seems we’ve all heard stories of senior scammers in search of personal identity details and, ultimately, money. Typical tales may include a foreign prince, a large inheritance or lottery winnings. But not all scams fit the usual mold, and even the brightest of us can fall prey.

Keep your personal information safe and secure.

Emily Lutz, Certified Professional Daily Money Manager from Liberty Paperwork Solutions, paid a visit to Crane’s Mill and shared her expertise on the subject of senior scams. Emily provided an enlightening presentation, and members of the audience shared personal experiences in this eye-opening session.

We were on hand, and we’re happy to share some of Emily’s tips with you:

In 2012, 12,600,000 scams were reported in the US alone. A startling 50% of those were perpetrated agains senior citizens.

Scammers target seniors for a number of reasons including that they are usually home alone, and may be more friendly towards strangers than other age groups. They may seek to obtain a person’s bank information, credit card number, Social Security Number, pin number or account passwords.

Scammers tend to operate through four main channels: on the phone, in the mail, on the computer and in person. Here are some tips sot keep you well-equipped to defend yourself and your loved ones.

On the phone, seniors may find themselves in the position of “having to make a quick decision.” This is what the scammer wants, a situation in which their target needs to act quickly to avoid consequences.

Emily shared this jarring example of a phone scam: a person claiming to be from the county sheriff’s office calls, asserting that you, John Smith, haven’t responded to multiple jury duty summonses. They’re coming to pick you up. Unless, of course, they have the wrong “John Smith”, which you can prove to them over the phone by sharing your Social Security Number.

Other popular phone scams include urgent calls from utility companies needing prompt payment or family members in danger needing money wired immediately. Again, the consistent factor is urgency—the person needs you to make a quick decision. To avoid falling victim, ask the person for their information and let them know you will call back. Then do some research by asking friends or family members about the situation.

If all else fails, simply hang up. If it is something truly important, they will call back.

In the mail, you may find a number of official-looking correspondences that are, in fact, simply pieces of junk mail. Examples may include sweepstakes winnings or other urgent notices. A great way to I.D. these suspect mailings is to show a friend, neighbor or family member.

Another important tip from Emily regarding the mail: be sure to shred or tear documents containing your personal information before discarding.

On the computer, it is important to be cautious when opening emails. If you see something that looks suspicious, the best course of action is not to open the email or click on any links included within.

In person, someone may come to your door asking for a donation. Even if their cause seems legitimate, it’s always best to ask for literature that you can review. That way, you can take a look at the material at your leisure and make an informed decision. Again, if you suspect something is amiss, reach out to a family member or friend and ask for their help.

Emily discussed another example involving a contractor knocking on a person’s door to alert them of a needed repair. The person claims they can care of it “quickly and cheaply” but it’s something that needs to be done that very day. In a case such as this, if they are a legitimate contractor and there is a legitimate need for a home repair, they will leave their information along with a list of references. Be sure to get a second opinion from someone you trust and contact the company’s references prior to moving forward.

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For more information on different scams and how you can protect yourself and your loved ones, you can visit this page on the FBI website.

5 Fun Ways for Seniors to Keep Cool as Summer Approaches

It’s starting to really warm up here in New Jersey! With the season about to change, here are 5 fun ways for seniors to keep cool!

Crane's Mill resident reading a book in our library.

Crane’s Mill resident reading a book in our library.

1. Visit your local library. The library has come a long way in recent years, transforming into a multi-media haven not only reserved for the newest books and periodicals—there are DVDs, CDs, and so much more available for free. Why not stop by the library, grab a gripping novel you’ve never read, check out a movie you’ve heard good things about, and pick up a CD of hits from your youth. Before you know it, you’ll have spent hours perusing all sorts of fun stuff, and you’ll be prepped and ready to embark on number two on our list…

2. Enjoy the air conditioner. There’s nothing quite like the modern comfort of a simple air conditioner. Whether it’s a window unit or central air, take advantage of staying indoors during the heat of the day. Experts say the sun is strongest from 10:00 a.m. to 2:00 p.m., but be sure to check your local forecast for when the heat and sun will cause the most damage for the day, and choose those hours to sit back, relax and enjoy a book, movie, tv show, some music, or make a long overdue phone call to a loved one. Here’s an air conditioning tip: make sure you or someone you trust cleans your air conditioning filters and preps the system for the summer so you can enjoy the cool, clean air once it’s needed.

3. Visit a museum. Chances are, there are local museums that you haven’t visited in a long time, and some you may have never yet experienced! At Crane’s Milll, we have an array of museums nearby in Montclair, Morristown, and of course New York City, and we arrange trips out to each of them on a regular basis. To get started, look in the local paper or search the web for the latest exhibits and classes. Many are free or discounted for seniors.

4. Volunteer for a good cause. So many local charities and organizations need help, and with key personnel on summer vacations, sometimes they need an extra hand or two to help out. You may find yourself doing something simple like stuffing envelopes or something more involved like coordinating a charity drive or laying out a fundraising journal. Since school is out of session, ask if you can bring along a grandchild or niece or nephew so you can spend some quality time doing something new and interesting.

The stage is set for a fun way to stay cool!

The stage is set for a fun way to stay cool!

5. Take in a matinee. Whether it’s a musical, drama, or even a movie, the theatre is always a fun time. Sure, this one might cost a little more than the other suggestions on the list, but there’s no harm in treating yourself once in a while. Plus there are likely senior discounts on what might already be discounted matinee prices. It doesn’t need to be Broadway either—look in the local paper or search the web for community theaters and other groups who perform in the summer. You may find something you’ve never seen before or discover a new take on an old favorite.

How do you like to keep cool in the summer? Click here to send us an email…we look forward to hearing your suggestions!